Many investors have lost far too much money due to investments in products that they don’t understand. The first principle of a sound investment is to have a full understanding of the product and whether you are comfortable with it or not. Yes, investors should take professional help, but still; they should never blindly invest anywhere and everywhere. It is ultimately their money and so they must understand in detail before making investment decisions. It is better to ignore a complicated product with a higher possible return and rather choose something which you can handle well. Remember; not losing money is the foundation of making money.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.